Preferential mortgage

This direction is intended exclusively for citizens engaged in labor activities in state bodies, local governments and their subordinate organizations and enterprises, state and municipal educational organizations, state and municipal healthcare organizations, state television and radio organizations, state and municipal organizations.

Down payment - from 10% of the cost of housing (or additional security deposit)

Interest rate - from 6% per annum

Loan amount - up to 4 000 000 soms

Term - up to 25 years

Social mortgage

This direction is intended for a limited group of citizens of the Kyrgyz Republic (large families, young professionals in rural areas, persons with disabilities and / or raising children with disabilities, widows and widowers and / or unmarried citizens with a minor child / children, regardless of the scope of implementation labor activity, as well as citizens engaged in labor activity with a total length of service of at least 15 years in state bodies, local governments and their subordinate organizations and enterprises, state and municipal educational organizations, state and municipal healthcare organizations and state television and radio organizations).

Down payment - from 10% of the cost of housing (or additional security deposit)

Interest rate - 4% per annum

Loan amount - up to 4 000 000 soms

Term - up to 25 years

Affordable mortgage

This direction is intended for all citizens of the Kyrgyz Republic engaged in labor activities in the cities of the country, regardless of the field of activity.

Down payment - from 20% of the cost of housing (or additional security deposit)

Interest rate - from 10% per annum

Loan amount - up to 5 000 000 soms

Term - up to 25 years