List of participants in the housing program
LIST OF PARTICIPANTS OF THE PROGRAM "MY HOUSE 2021-2026" (QUEUE)
ATTENTION! IMPORTANT INFORMATION!
In all regions of the country, the issuance of mortgage loans through banks in the direction of "Preferential mortgage" (4% per annum) has been temporarily suspended. Also, in the cities of Bishkek and Osh, the issuance of mortgage loans in the direction of "Affordable mortgage" (8% per annum) was temporarily suspended.
OJSC "SMC" allocates financial resources for the construction of affordable housing within the framework of the Program. Construction work has begun in the city of Bishkek, the next stage of construction will continue in the regions of the country.
Upon completion, the constructed housing will be provided for long-term lease with the possibility of redemption directly from SMC OJSC, without the participation of partner banks, in the same order.
At the same time, for all citizens (public and private sector employees) working and living in the regions of the country (except for the cities of Bishkek and Osh), mortgage loans are issued out of turn through the partner banks under the Housing Finance in the Kyrgyz Republic program financed by the German Development Bank KfW : CJSC "Kyrgyz Investment and Credit Bank", OJSC "RSK Bank" and OJSC "Commercial Bank KYRGYZSTAN".
Loan terms: up to 15 years; interest rate 8% per annum; an initial payment of at least 20% of the cost of the purchased housing. More
Participants of the housing program in the areas "Preferential mortgage" and "Affordable mortgage", approved in the electronic portal of JSC "GIK" and having the status "Approved by the SMC", can apply to the branches of JSC "RSK Bank" and JSC "Aiyl Bank".
IMPORTANT! We remind you that the consideration and provision of housing is carried out by forming a queue as follows:
1. When visiting the Bank’s office, a Bank employee checks your application for the presence of the status “Approved by the SMC” in the electronic portal and sets the status “Under consideration by the Bank” (at this moment, the date and time of status establishment is recorded in the electronic portal, an SMS notification is additionally received );
2. Based on the fixed time and date of the status “Under consideration by the Bank”, the electronic portal of OJSC “SMC” will automatically set the order of consideration of applications for housing;
3. All applications of participants for housing will be considered as construction is completed.
The priority list is formed exclusively in an automated mode by date and time. Additional changes to the priority list are not allowed.
In the event of any proposals from third parties on the possibility of bypassing the automated queue list, please immediately contact JSC SMC (Anonymity is guaranteed).
For all questions, you can call the numbers https://gik.kg/ru/contacts/. If, if you have any questions, you could not get through to us, you can also write a message to the e-mail info@gik.kg, all messages without exception will be answered by SMC OJSC in a timely manner. We ask you to treat with understanding the increased burden of servicing and advising citizens.
List of program participants who applied to partner banks for a state mortgage loan as of February 24, 2023 (18:00).
For the regions of the republic (except for the cities of Bishkek and Osh), an additional priority was provided for full coverage.
LIST IN THE DIRECTION "FAMILY MORTGAGE"
LIST IN THE DIRECTION "AFFORDABLE MORTGAGE"
LIST IN THE DIRECTION "AFFORDABLE MORTGAGE - ACCORDING TO ISLAMIC PRINCIPLES OF FINANCING"
LIST IN THE DIRECTION "FAMILY MORTGAGE" IN THE REGIONS OF THE COUNTRY
The list contains the application number of the program participant and the place of work. You can find out your application number in your personal account.
Applications that are eligible for funding are indicated in blue.